When a child opens his or her tiffin box the kid hopes to find food, right? Well not so fast. Just did a small dip survey and found that there are mothers who have no qualms about sending a pack of bourbon biscuits for LUNCH. EEEEEEEEEeeeekkkkkkkkkkkkkkksssssssssssssssssss that is exactly what i said when i heard […]

Either I am a cruel guy, a misogynist, a cynic or something must be wrong with me. When I read the following news item, I refused to be moved. If a person goes and invests all his money (or a substantial portion) in ONE asset class in a company controlled by Jignesh Shah, I cannot […]

Anybody who thinks Equity Investing is easy, must have thought of Indexing! If you believe that you can time the market, well, it depends on how long you have been in the markets…hmmm…. 1. When there is chaos in the market, it is not a time to panic, but a great chance to buy. When […]

  You have just crossed your 23rd birthday, when you’ve gained the education and/or skills you need for the career you’ve chosen, and you’re earning money and learning how to handle it. Ok, ok you are not in your twenties but are in your thirties and have started looking at financial planning. Fine, this article […]

Financial literacy and Financial education are thrown about freely. I attend meetings where some very serious sounding people create a lot of soundbytes saying how we should ‘educate’ people about financial literacy. I do not believe in financial literacy. Let us take the case of a guy with a CTC of Rs. 18 Lakhs – […]

For most people in India – at least in the suburbs of urban India if not in the whole world, real estate is a big portion of the total assets. Let us think of a person who bought a house in Campa Cola’s land in Worli. He / she may have bought at a high […]

In Indian parlance it is quite common to address a veteran as Bheeshma pitamaha, right? Well, Bheeshma was a great warrior (he fought Parasurama – remember the Amba factor?), and he could take on anybody in his reading of the Vedas (remember he created Vishnusarsaranamam while on his death bed?)….but he is not really known […]