Here is the annual report for 2014…read on…if you are not bored… Total number of posts in 2014: 489 new posts…taking the total archives to 3403. It will take you 1 year to read them all if you read 10 posts a day. Best day still is a day in 2011 when I posted the […]

‘Subra I really feel I should have met you 30 years ago and my life would have been different’….. ‘Subra I wish you REALLY my father….my REAL father does not allow me to invest even my OWN MONEY. ‘So lucky Subra I met you when I was 22, my SIP is now 5 years old! […]

Financial resolution for 2015 should be very simple: “To complete the resolutions that I made in 2008, 2009, 2010, 2011, …….because there is no point in making new resolutions if you have not lived up to the previous resolutions, right?” Still for those who have not made any resolutions…..here… Here is a list of very […]

Once you are a consultant, and have clients in relationships, you are asked for the vaguest of help. Pro Bono. No, not because they do not want to pay, but I have no clue how to, and whether to charge for such things. Let us see one such “assignment”. Subra will you please speak to […]

Narendra Modi, India’s Prime Minister is meeting bankers in Pune to discuss the future of banking. Debashis Basu of Moneylife.com has a set of questions that he wants the PM to ask. I am adding a little more: 1. In the Board Meetings that you hold is any specific task given to your Executive Directors […]

Let me start with a caveat. I am not a HR expert, but I have interacted with many people and asked them…’what really are you looking for a in a job’. I have got interesting answers…So let me enumerate..from my limited experience. 1. When a kid starts out on a job the expect a lot […]

First obvious advice is “Do not buy ULIPs”. This obviously falls on deaf years. “Subra I knew you would say NO, so I did not ask you” is a classmate’s confession – in a different context of course! So you should not buy a ulip. However if you have bought it, how long should you […]