I love the fact that I run a blog and not a magazine. If I ran a magazine which was dependent on advertising, I would have to do product reviews. So that I can have some @#$%^& to fill my pages. It could also get me credit from the manufacturers…and hey I could make some […]

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“Data shows that the first claim upon the savings of households is physical assets such as gold and real estate.” That Indians love their ‘real estate’ would be like stating the obvious. But sometimes it is necessary to state the obvious as well. Why? That will soon become clear. AkhileshTilotia, a thematic research analyst with […]

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this is the Late Dr. P N Singh Memorial Lecture series… and hence very heavily subsidized…kinda cost covering lecture…Aifw style 🙂   2. March 14, 2015 (Saturday); Time: 9 am to 6 pm ONE DAY PROGRAM…PFP: Personal Financial Planning (http://www.subramoney.com/about/)   Contents: • Need for financial planning • Financial Goal Setting • Concepts • Products […]

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People earning Rs. 15,000 a month to people earning Rs. 15,00,000 per annum come to me with one cry “whatever I do, I am not able to save more money” What should I do Subra? Frankly I do not have any answer. This is a grey area for me…but hey let me try: 1. Use […]

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Tough question to ask. I have no clue as to what age I will move into an old age home. By this I do not mean geriatric care, but just a place where I can get some assistance for day to day living. For most people it is ‘when I feel I cannot live on […]

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So many young girls in their 20s and early 30s are faced with this question about 6 months into their pregnancy. It is not an easy question to answer, but answer they must!! Take a typical girl who has had a nice happy childhood. Her dad met all her financial requirements (no problem picking money […]

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Most of us are very poor planners. We plan, but do not execute. How do we solve this? by planning again. And failing again. I met an entrepreneur who wanted to raise about Rs. 30 crores for a project. I looked at the project papers, excel sheets, etc. and came away impressed. Then I did […]

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