A client bought a policy in 2012 and now in 2015 he finds he should not have bought it…he wrote to the company..and this is what he got as a reply: Thank you for being a part of xyz Life Insurance family. This is with reference to your complaint for policy numbers 2637756, 2622857, 2656029. […]
If you think giving is easy, let me tell you it is not. Asking is even more difficult. Giving without expecting anything in return is even more difficult. Most of us give expecting a thank you or gratitude – even that is wrong. If you believe in the phrase ‘Givers Gain’ you should be able […]
Each financial consultant has to decide what type of an adviser he is. Of course every adviser gets different types of clients…and he will change accordingly. Type 1 client: Here the financial adviser acts like a dictator: He tells the client ‘look I am telling you to do this, so please do’. Here the adviser […]
If you are wondering what gift to give your mother, sister, girl friend, or wife….well give them respect. Most women I know crave for respect – even at home, and even from their own kids. Most of their activities are spent in trying to earn this. And the kind of effort that they have to […]
Women need to plan for their retirement more than men need to – because they work for a lesser period and live longer. Longevity is not always a boon – so the woman who lives longer will have to fend for a longer period. Also with women having fewer children there is no guarantee that […]
First of all the caveat: What you do with your own budget and life is far, far, far more important in your personal life. What Jaitely does with the budget is more of academic, economic or political interest. It should not really matter too much. However, in a country with so much noise about the […]
When S came to meet me in 2009 she had money in the early 2 digit crores…surely more than enough for a 48 year old retiree. I spoke to her, but the glamour of a suave ‘beta’ kind of a Foreign bank was greater…and there she went. That guy told her the following things: – […]