How to use ones surplus money? Should one use it to: a. create an emergency fund? b. invest for short term goals? c. invest for long term goals like retirement? d. repay existing personal loans / car loans / home loans? This question is impossible to answer. Well almost impossible to give a single answer […]
Upper Middle class to Rich kind of kids are spoilt, do not understand the value of money, and generally are unfit to live life, right? WRONG. WRONG. COMPLETELY WRONG. Just too many people in the world are firmly of the belief that rich kids are useless!! Nothing can be further than the truth. I know […]
“Uncle I am just starting my Articles for doing CA and since I get a stipend I wish to start saving Rs. 1000 a month” It was a 19 year old girl who made this statement…and I was really impressed. So I had to take this conversation ahead. First her background. Her parents are also […]
I wanted to write an article on cyber stalking – and how your money can be lost..but I found an article sent to me by a friend remember this is NOT ABOUT WOMEN – it can happen to anybody who is vulnerable, is in a difficult relationship, is being chase by an Ex….or whatever..just read […]
I know many IFAs and bank RMs follow my blog (aha!) so here are some unsolicited tips: 1. Keep it simple: not every client wants to learn all the jargon. So before you start find out how much the client reads, knows, understands before you start talking. Some clients will get intimidated and run away! […]
So Na Mo completes one year in the Corner Office. How does one look at that one year? With mixed feelings I guess. He is the first PM who did not worry about what people will think! So the call to build toilets and keep India clean was a brilliant move. It took 70 years […]
Our fund managers ALWAYS talk about SIP and will talk you into a SIP when the pe of the market is high, low, sideways, …and there are lots of nice supporting articles too. I have NEVER heard the following from any fund house EVER: 1. Yes, our fund management fees is high. 2. We run […]