Over the past 3 decades our regulators are REFUSING TO develop a vibrant retail (and wholesale) debt market. This has taken its toll in various forms. The Harshad banking scam, the Ketan Banking scam – are the more famous ones. If there was a vibrant secondary market, no small bank would have needed a “consolidator” […]

First the caveat – I don’t like Asset Allocation funds, and never invest in one. I always thought of Hdfc Prudence (old name) as an aggressive Equity fund where the Fund manager gets a chance to keep money in debt instruments in times of over heating of equity. Just a flexible, aggressive equity fund. For […]

I am privy to a couple who tested NEGATIVE for Corona Virus torment on the Social Media. For obvious reasons I am not disclosing anything about why they were asked to go for a test, but they VOLUNTARILY WENT for a test. I have no clue how Wassap group got to know about their visit […]

Largely there are many players in the market – and each person says what suits them. CEO/ CIO – of Asset Management companies (Mutual fund) – largely asset gatherers who love that you keep investing. Their normal refrain – in the long run we will all make money. Surely the amc’s money making is more […]

I have been getting calls asking me this question: “What shares to buy” – and I do not have an answer that will make you happy. I can share with you what shares I have bought, and what shares I will buy at a lower price. Though not in any particular order – Mahindra Holiday […]

First of all congrats. You are alive and not been decimated. Lucky are the ones who are about to retire – they will get a great chance to invest smartly. So obviously a man who retired a few months ago and put half his money into YesBank at a price of 252 (obviously great buy, […]

We got freedom from the Brits in 1947, however we still have not got freedom from poverty, hunger…etc. This brings me to the greatest freedom ever. The greatest freedom ever is something which all of us have – and most of us do not use it well. It is the freedom to choose our attitude. […]