The rich and wealthy surely have a lot of money. However, you would be surprised to see the kind of money they lose. And the worst thing is the looses and the loot go undetected for a long period of time. This is a post meant only for those investors or investor families investing in […]

Fund Managers need stories to sell the fund to the investor. Will they ever, ever say sell equity funds and wait in liquid funds? No. Will they sell equities and wait in cash on your behalf. NO. They cannot and should not. This is exactly where a PMS can step in. However I would recommend […]

Recently read about a blogger writing about what he learnt from being on one Investing forum. Mine is a little broader..this includes many blogs, pages, sites,…. Most people visiting these sites KNOW that they can EASILY earn 25% p.a. for the next 3o or 40 years. Buffett ka baap. Most blogs are run by people […]

We are only worried about losses which we can see lump sum – up front charges vis-à-vis a slow erosion in high fund management annual charges. Let us say there is a fund with a 30% entry load but it has a very low annual portfolio management charge – say 0.8% p.a. on the assets […]

There are some financial decisions which will keep you in regret for ever. These decisions can keep you poor for very long periods of time – sometimes forever. Let us look at them: Living beyond your means: like you are on a treadmill without an off button. Every month is a struggle to pay off […]

All of us want to be financially free…or is it? Does a 23 year old in the first day of office want to be financially free? What about the 32 year old? I do not think that there are any clear answers. There has to be some incident in YOUR life or in the life […]

Why am I doing a post like this? Why am I saying that some people should not invest in equities? Well the smarter investors know that while investing looking for certainty is FOOLISH. The smart investor knows that the SMART investor lives with uncertainty. He knows that equity returns fluctuate…and there is standard deviation of […]