Investing is not just for old men!! Young women should invest too! For far too long women have abdicated their investing role to the men in their lives. So it is their father, husband, brother, son – at various points in time who take care of their investing. This has to come to an end […]

For approximately 99% of the people I meet fixing their personal financial planning is far far far more important than making a great investment plan and implementing that. They spend 90% of their time on choosing which fund to invest. They might as well use a dart board. In life to get along you need […]

So many of us who have a choice about when we want to retire keep saying “I want to retire”. Do we really mean it? Many of us just mouth it. We may have no clue about what to do when we retire. Lost 2 friends recently – both under 60 – they had no […]

When you have lived long enough on the planet, you have one great thing – the ability to look back. Obviously I can look back on investing and can look back about 38 years – when I started. It is also the same age as the relationship with my friend / philosopher / guide / […]

when we have a problem…we just give up. My RM for example calls me and asks ‘you have sent me this reminder no. 234 this is for which matter’. They actually do not care a fig about what you need…so you do give up..but this man did not..read on You need to take on the […]

Do you make a budget? and do you spend within that budget? If yes how much is your entertainment budget? what about contribution to a fund for your old age requirement? which is a bigger amount? Is is the entertainment amount BIGGER by choice or is it bigger by chance? OH, you do not make […]

The public servants (country’s damaad) are treated very differently than how the country’s sons of the soil (farmers and defense personnel) are treated. So all of them have now received a small lump sum from the government. Obviously the first question to ask is what to do with the small bonanza amount. First of all […]