Well there are many definitions of being rich or poor. I will put a very harsh criteria – if you cannot live off your passive income by the time you are 45, you are poor. Harsh? Cruel? Well, what if you lost your job and cannot find a good job ‘in keeping with your status’ […]

Already follower of Pattu and Subra’s forum. Ordered 4 more copies to give gift to my friends and eagerly waiting to read [Note: I won this book in GoodReads Giveaway and this is my honest review of the book] The book gives a good insight into “money” part of our life. we earn and we […]

Yesterday (27 Feb 2017) Yogita Khatri did an article in ET_Wealth about Endowment plans being inefficient vehicles for investing for the long run. Nice article with a lot of research and lots of numbers – no I did not go through the numbers, but the gist was “you are better off taking a term plan […]

A client opens a pink paper in the morning..and reads “Mid-cap funds do better than large cap funds over a 10 year period” “PPF returns are better than the 10 year equity fund in which you invested” “ETF and Index funds have beaten a majority of mutual funds which are actively managed” “there are no […]

Look around yourself and almost all of us can say this: we have a greater variety of food than what our parents had we all live in houses bigger than what our parents had we all have personal means of transport which many of our parents did not have we have more dresses than what […]

In most houses your parents or grandparents do keep a ‘Ekadesi’ fast. On that day you are not supposed to eat anything – so people like my mother eat 2 bananas during the day and has her cup of coffee. That is what she eats all day. Does it help? Well science has said that […]

How do you decide whether a thing is worth it or is it too expensive? We do not really ask this when it comes to food or water or even transport. Nobody ever wondered ‘is it worth to eat’ or should I drink water, is it worth it? However where to eat and what to […]