What is Aham Brahmasmi doing in a personal finance blog? Good question.. So first here is a small intro to what is Aham Brahmasmi (on YouTube you will get far better explanations than what I could put together).. Aham Brahmasmi is an ancient (Sanskrit), translating to: “I am Brahman”. It means that the Self – […]

are you rich or wealthy? Rich means you have a lot of money….see the video.. Wealthy means you have a lot of time -! You have mastered the cashflow and now the cashflow protects you. Wait a minute, You are rich, but ARE YOU WEALTHY?

Most of us do not like record keeping…but hey as a businessman RECORD KEEPING is one of the most important function of your life.. http://www.subramoney.com/2017/11/doctors-and-record-keeping/ and this is what I wanted all along… https://www.youtube.com/watch?v=2XbJAMMJ8Yo  

Well a fundamental reason for richness is “are you able to leverage”. Take the case of a school teacher (or a doctor). The school teacher or the doctor do a far greater service for humanity than cricketers – so how come they are paid so less? Well doctors and teachers cannot leverage. We can reach […]

The Indian constitution may as well have started like this! What a sense of “entitlement” I see among my friends. I find it stunning and REPULSIVE. SICKENING. We should be happy that out Prime Minister (it does not matter that you are a leftist sickular) – this is the PM we voted for collectively, so […]

What are the goals that you should have done when you were 32? https://www.youtube.com/watch?v=jK_NeuH6PiQ   What are the goals that you should have done/ started when you are 42? https://www.youtube.com/watch?v=XF2R6kLO0bk   What is Pay yourself first? https://www.youtube.com/watch?v=gQaaS53vp3g Simplify your personal finance https://www.youtube.com/watch?v=uaAXSdcKjyk   see the videos…  

There is a complete MAFIA out there which will tell you what to do NOW. Then later on (say in 2022) tell you PRECISELY why you failed. Using their own products. Precisely that too. Lets take some examples. When  interest rates are at an all time low or equity markets are at an all time […]