There is a complete MAFIA out there which will tell you what to do NOW. Then later on (say in 2022) tell you PRECISELY why you failed. Using their own products. Precisely that too. Lets take some examples. When  interest rates are at an all time low or equity markets are at an all time […]

Every Mutual fund professional worth his salt has at some stage told you (us): MARKET TIMING DOES NOT WORK. Correct? the most important 5 words that always come together are these 5! Be that as it may, it is sexy to come on TV and say “if you had just removed 20% of your portfolio […]

Why Goal Based Investing? https://www.youtube.com/watch?v=yW_tOtGJi_8     What is a balance sheet?   https://www.youtube.com/watch?v=a-nZm-PblWU  

the first step in Goal based Investing is to have a goal the second step is to KNOW where you are. This is called BALANCE SHEET…OOPS! SEE it here… https://www.youtube.com/watch?v=a-nZm-PblWU  

What is Retirement? see this https://www.youtube.com/watch?v=6SmkCJB8S88  Why Plan for Retirement? see this https://www.youtube.com/watch?v=WKZTHZmYr2o  I am doing a series of videos on a) Goal Based Investing and b) Retirement Planning please have a look. Please go to the “like” button, press the Bell Icon, share it with friends and well wishers… thank you!

Covid-19 is kind of an International calamity, and face it we still do not know whether the  Chinese did it deliberately. If it had originated in any other country we may not have speculated so much, but the Chinese do not have a trustworthy track record. Sorry I digress. If you have not been hit […]

There are surely some lessons for advisers – and I am sure many people have already written a lot, so here is my contribution to the cacophony! Talk to your clients – especially if you think they are vulnerable to some panic reaction. If your clients are cool, relaxed and clear about what they want […]