There are some of the following questions for which I am not able to answer. In the sense that there are just too many answers, and what suits you is something that I am not able to find out. So here are the questions. What is MY ideal asset allocation? Till what age should I […]

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Charitable giving in the mythology…. charitable giving in the mythology

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To the best of my knowledge Icici bank knew that Videocon is a bad company to lend to in the 1990s itself. I would be surprised that they would lend so much more…especially with such a poor track record. Well this is not about Icici. It is about their off springs. Icici Securities – where […]

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I am asked often by many IFA and IFA bodies like Cafemutual, etc. ‘how should an IFA run his blog’? Sorry, blogging will not work for all IFA. When I started blogging in 2008 I had no mission, vision, aim, business plan, etc. I just started writing because ANYWAY i had been writing for a […]

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I went to a friend’s house and found nice leather bound edition of Milton, S’spere, Charles Dickens…and a whole host of books. I asked him ‘Tell me seriously who reads them’. He burst out laughing and said “not me”. He said the last person who had read ALL THOSE BOOKS was his grandfather – if […]

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Recently I lost a friend at the age of 61. It set me off thinking in terms of life. (all deaths do, but if somebody is 5 years your senior you wonder if it could have been you!). Honestly when he retired at age 48 I had told him that he did not have enough […]

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Most of us borrow money because we have been conditioned into thinking that assets can be bought ONLY by borrowing. So telling a 29 year old not to borrow for her car, or telling her boyfriend not to borrow for his motorbike costing close to half a million is futile. They will borrow, and they […]

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