If you do not have 5 minutes to read this article, just take the short cut No, you don’t need the riders. I have taken this title from the original author Aarati Krishnan who published this article yesterday. I do not think you should take any riders in your term insurance plan because not all […]

By now it is old news that a 34 year old young successful boy-man killed himself in Mumbai. Every year some young person throws himself / herself to death, and there is nothing that we are able to do about it. Welcome to the world of depression – the global epidemic. None of us understand […]

As an investor do you look at ESG investing as a useful guide? In case there are people who are wondering what is ESG investing, it is an idea that investors should look at companies that care about Environment, Social, and Governance issues while investing. ESG factors are part and parcel of the fundamental, bottom-up […]

My daughter has an education loan which she is servicing currently at 8.55% and the tenure available is 15 years (till August 2034) to square it off. What should she do? Ans: If she gets a bonus or some additional cash (almost equal to her loan liability in a year or two) it would be […]

Is it good to invest (say SIPs for MFs, Stocks, etc) in India or the US? Very difficult to answer. Over the last 10 years, it is the US that has given good returns. If you are asking over the next 5, 10, or 20 years it is anybody’s guess. I would put my money […]