My daughter has an education loan which she is servicing currently at 8.55% and the tenure available is 15 years (till August 2034) to square it off. What should she do?

Ans: If she gets a bonus or some additional cash (almost equal to her loan liability in a year or two) it would be wise to invest that amount as a corpus in some other instrument (Say a World Index Equity fund) yielding a higher rate of return. In a US $ denominated fund she is likely to get a better return.

If my daughter transfers money to me ( Say a sum like 50 lacs), would it attract any tax liability on me
No. There will be no tax liability from a daughter to a parent.

If my daughter chooses to invest in Real Estate in India and decides to sell it off after 5 years, what kind of tax liability would she attract in India?

Long term Capital Gains Tax as applicable to you as a Resident Indian. The capital gains will remain the same.

How easy or difficult is it to repatriate her investments after liquidation (in USD) out of India?

As of now, not very difficult. Your local bank will do it for you.

If she were to take out a Term Insurance (assuming an annual income of INR 20 lacs), how much of term insurance can she avail and what would be the annual premia?

She could easily get a “term-life” insurance for Rs. 2 crores. However, she should take a Term Life Insurance for Rs. 1 crore. The premium should be in the region of Rs. 8000 + GST. However, she should take it in the USA as it is likely to be much cheaper there. She should take it till the age of 60 years.

Is it mandatory for my daughter to be present in India if she wants to subscribe to some SIPs in the Indian market – She has a Passport, Aadhaar and PAN card on her name.

Yes. It is very complicated to invest as an NRI. She is better off investing in the Vanguard World Index fund.