Every type of investing is value investing. Even in Growth they seek value, right? So Let me ask you a simple question. You have tagged yourself as a Value Investor and you have reasonable confidence in your own research. So you are doing a review of your portfolio. Sadly, all the companies have names so […]

I knew a senior citizen who had kept his money in many companies as fixed deposit. This is a story which happened long back – many of these companies are no longer accepting fixed deposits (so please do not ask me about it now). The companies were Tata Finance, Hdfc, Cholamandalam, Sriram Transport, Sundaram Finance, […]

We saw how the balance sheet is a very important statement in personal finance. Here is an attempt to explain the Income and Expenditure statement. Only when you write down all your expenses will you be able to track your expenses. Only when you know whether you are spending on unnecessary clothes, or eating out, […]

What are the advantages of being rich? or being financially free? Life is one big picnic and you keep going to the Bahamas for a vacation? Cruise? You can eat and drink whatever you want, whenever you want? Well that’s the myth that the media creates for you – wealth porn is a part of […]

A friend with about Rs. 80 crores on mutual funds was approached by a ‘Wealth Manager’. No. I do not wish to name the WM or the company he represents. It is too much of a give away even as it is. His name was referred to by his brother in law who had gone […]

Nostalgia. It is the mind/brain’s ability to remember things the way you wish things had happened! Our mind has an amazing capacity to remove bad experiences and keep the good ones. In investing too if you have had good experiences in the beginning of your investing career you look at investing far more fondly. I […]