Of course Retirement planning is easy to talk. The question is HAVE YOU DONE IT? Cooking, running, cycling, yoga, pilates, all look so easy when somebody else does it! Try just doing the warm up for kick boxing, and see it take a toll on your lungs and legs! So there is nothing so simple […]

‘Subra I am 43 years old, and live in a flat which I inherited. This house is now worth about Rs. 3 crores. I am planning to buy a new house for about Rs. 2 crores – for which I will make a Rs. 50L down payment. I hope to pay off the Rs. 1.5cr […]

Retirement Planning – sounds very intimidating to many people. However, like all long journeys it begins with a small step. First of all you need to accept that you will retire, and like all events in life the person who is better prepared will face it better. So retirement planning can be made to look […]

When we plan for any event we tend to look at: a) our own past experience and b) our parents, our elders, etc. see what they have done. So how should we at say 40, 50 or even 55 plan for our retirement at say 60? I mean financially? The normal thing is to go […]

When you are accumulating for Retirement, you see where you are at the end of each year. If you think you are short, you invest more hoping that you will reach the magic figure soon! However if you are retired what do you do? How do you do your assessment? Well there are some simple […]

Well not exactly poor, but almost helpless! They do have some balance in their PF, may or may not have a house, some money in gratuity, a few bank fixed deposits – and of course no indexed pension. Why do people reach such a stage in life? Well, these are the things that I can […]