Is there a Retirement Crisis aka Retirement Timebomb really? well hear what the Americans have to say. Multiply that by 1000 to arrive at the Indian numbers… https://www.advisorperspectives.com/videos/2019/05/16/retirement-crisis

I travel a lot and meet a lot of people..so I meet many people..Here are some of the things that they tell me. I will tell you what they say…and what I hear: Subra you are soo good…I wish I had met you 25 years ago…..CEO of a company. what I hear: “Subra you dare […]

This is the post made after a lot of observation about meeting many many life insurance agents, mutual fund agents, bankers, etc…Let me not bother about writing a text…here is the list of good qualities that you should look for… He is clear in his communication – he says things the way it should be […]

Long long ago (2003 or 2004) I had gone to a mutual fund house to do some “Amfi” training. Well it was a sales call, and we were going there to pitch for their training requirements. A very senior executive (he still reads this blog, and his designation would be a give away) CXO kinda […]

One thing you have to give credit to the Namo government is its ability to keep the fiscal deficit low and the inflation low. Partially it could be luck, but it surely is a lot of skill, and co-ordination between the Govt. and the Reserve bank of India. Here is a review of what the […]

Though the mutual fund industry will not accept it, but their main source of business – the IFA – is struggling to breathe. I meet various IFA in various parts of the country. Sure there are some high profile, and high achieving IFA, but the majority has the following problems: Clearly there is a slow, […]

Comments from Khushru Jijina, MD, Piramal Capital and Housing Finance on RBI policy. “The downward revision of growth projection by the Reserve Bank of India (RBI) from 7.2 % to 7% in 2019-20 calls for the implementation of additional rapid policy interventions by both RBI as well as the Government. The unanimous decision by the Monetary Policy […]