Most doctors do not know pricing. Surely, none of them know how to price their own services. Tell them stories, give them examples, it does not matter. They continue to do the same thing, charge the same rates, allow to be abused…the same story continues. I met a big chain of ‘gynaec’ hospitals. They charge […]
Equities will outperform debt in the long run. For an equity salesman ‘long run’ means 5 years. For Nirmala Sitaraman long term means 1 year. For the fund manager long run means 7-10 years. For Warren Buffett long run means a couple of decades. A Sip in good shares will get at least 15-20% return […]
A journalist calls to ask “are we not in difficult times”….and there are many more questions which I get asked. At the end of the article I will tell you how I answer them… Will a SIP work for 5-7 year targets..I mean SIP in equity funds? What rate of returns will equity give over […]
Icici Prudential discovery does not have too great a RECENT track record. If you see its latest portfolio, you can see Sun Pharma, Ntpc, Itc, as the prime reasons for the under-performance. Is this bad luck or poor stock selection? If it is a VALUE DISCOVERY fund, is there really any value to be discovered […]
Just when Indians want better quality of advice from their advisers, the advisers are brandishing new fangled qualifications. Should you be impressed by what they did or is it just a new piece of furniture meant to impress you? You should know that these amazing, high sounding alphabets, may be very easy to get. Easy […]
Your brain keeps telling you nice things about yourself. If you are really smart you should let your INTELLECT rule over the MIND. Only when you read books like Yogavashisht you realize that Indian literature has 15 words for MIND. When you are dealing with your mind…look at the Indian words for mind. Manas(mind), buddhi […]
Ramayan is a beautiful story, and the more you read it and the more the interpretations that you hear…the greater it gets. So there is a soul (Sita, atma) living in Panchavati (5 senses)..and keeps thinking about Rama (Parmatma). As long as she lives within her means and is focused about her goals, NOTHING CAN […]