Most of us who are individual investors are not subject to too much of scrutiny of our portfolios. So we have no clue about how we constructed our portfolios. There is no way how we will know how much is luck and how much is skill. Imagine in 1980 if a fund manager had broken […]
Ask any investment novice and he/she will tell you the most dangerous words in investing are “this time it is different”. Yes these are the famous ones. Let us look at the less famous ones…. We have a new product – the mutual fund industry has done nothing innovative since the SIP was IMPLEMENTED. NO. […]
You are a doctor and you need an advisor. How will you go about searching for one? You are a doctor and you have an advisor – or somebody you believe is an advisor. How do you know that he is helping you? IFA – Independent Financial Advisers – are expected to be Independent an […]
Some time in the 1970s the dramatist, satirist, lawyer, political observer, editor, publisher, writer Cho Ramswamy came out with a play “Hey Truth, what is your price”. He proved that everybody has a price – money, position, promotion…there was nobody who could not be bought. Currently that seems to be more true than in the […]
Yesterday I said “market will boom”. Today I am telling you some of the things that I like about what the government has got right. NO. It is not something which you do not know, but just enumerating them. It is not a Nbfc crisis. It is a Housing finance crisis and I have no […]
Frankly I do not know whether the government’s trick of reduced taxation is going to have a great impact. I wanted to sound far more positive that I am and hence the title. Please don’t hold me to it. Most of the large cap funds are doing badly. No doubt about that. So now what? […]