Equity and Real estate were considered investing. And they had the ultimate investment asset’s characteristics – returns greater than inflation and volatility. No 2 blocks of 5 years could be compared sensibly – too many dynamics. Now in the past few weeks gold and debt are also playing the volatility game. It does not mean […]

When people like Sucheta Dalal and Debashis Basu keep talking of falling investor population, it is scary. Frankly not only in India, but all over the world there seems to be a shrinking interest in equities. Look at the world picture – the older people in Europe and US who have their money in Pension […]

for all those people who think India is in great shape, here is an article worth reading. It is a longish kinda article and many of you will get bored reading it.   But do read it. It is worthwhile.   And after you read it, send this link to people you know.   Then […]

The greatest amount of depreciation in a car is in the first month perhaps. The fall is about 30-40%! Technically this means you should buy a 12-15 month old car and use it for say 8 years. That would be a sensible decision, and a financially prudent one too! It makes a lot of sense […]

When you deal with many companies, there is a tendency to compare their attitudes. Let me narrate how 2 mutual funds react to the same problem. I will obviously not name them. At one level both have good fund managers – and this allows the back end (operations) team to be arrogant (i still do […]