Both Wall Street and Dalal Street have some nonsense sayings. Let us see if you know them, understand them, or believe them: Market is still much cheaper, adjusted to inflation, than in Dec 2007. – wow, really? says who? when you see Equity returns, and adjust it to inflation, and compare it to the prevailing […]
I am normally a person who likes to say ‘be careful’ rather than say ‘do not break it’. The mind always sticks to the most important word – so the ‘break’ sticks to our head. However there are a few mistakes that I have been seeing and hearing from IFAs, websites, etc. and think it […]
Here is a list of very useful financial resolutions to make: 1. I will write down my financial goals 2. I will convert a big portion of my savings into investments 3. I will live a simple, frugal life by choice – but choose my dream career. 4. I will start saving/investing for my retirement […]
Except for an amazing next 7 hours when my blog goes beserk..the chances are that these will remain the top 5 posts (I mean in terms of number of readers) are the following 5. http://www.subramoney.com/2015/06/advantages-of-simple-living/ this is at the number 1 slot with almost 10000 people having read this..shows that there seems to be a […]
It is the job of the experts and the channels to make predictions about how much the index will be in December 2016. So let me say it will surely cross 10,000 in the calendar year 2016. Frankly does it matter? Lesson no. 1: stop reading all the nonsense about ‘best fund for 2016’ or […]
You will find a series of steps by the financial services (builders are an important part of that) to make you buy a house. What all will they do: go on media saying that the Real estate industry is in deep trouble. say that RE prices have fallen over the past 12 months what they […]
The road to being a minimalist is not easy, but has its pleasures. When you look at a branded item and see the price at X and decide that you will not have it because it is ‘2 months effort’, it means you are that much closer to financial freedom if you do not buy […]