Kavita Krishnan does a great job on MagicbricksNow – I think she indulges me. Most of these answers she knows – the kind of hard work that these boys and girls put in is awesome…

How many of us put our portfolio in an excel sheet and calculate the year on year returns on the portfolio? My mother’s portfolio was the easiest to calculate over a long period of time – and the returns came to a nice 19% p.a. return from 1985. The calculation was simplified because there was […]

Once a bureaucrat, always a baboo(n). That does not change. Recently our MF regulator made a statement ‘the needs of the consumer are more important than that of the persons who are doing this as a business’. I wholly agree. “We should worry more about the investors than about those doing business of mutual fund […]

here is a brilliant take – a 1954 song by Kishore Kumar…. only for people who can understand Hindi…even a simple Hindi is enough…. lovely song…about income and husband and wife… https://www.youtube.com/watch?v=vEqvdVVOoo0

I am not sure if we all expect our children to ‘take care’ if we continue to live till we are past 100. Seriously I do not I am expecting my daughter to look after me / my spouse. It makes sense to move to an old age home at say age 72 and stay […]

For most IFAs the life insurance is not a problem – they have one agency and that is the product that they sell. However, in case of mutual funds they have a choice of 43 fund houses and 10 more are in the pipeline wanting to start operations. So each fund house falls over itself […]

Did Modi do well over the past 2 years? I am sure that the jury is still out on that and people are evaluating..and that will continue.. I was not happy at the pace at which Na Mo was moving, but having spoken to many bankers, I was convinced that he is a man in […]