i have done many posts on term insurance. Here is the SHORTEST ONE:
- buy ONLY term insurance. NO RIDERS, riders are difficult to understand.
- buy it ONLINE only
- ONLINE / OFFLINE you are getting the same product, wake up
- this is a cash flow, so u need it ONLY till your age of 55 years
- if your wife is working take for her also
- all of them will pay the CLAIM if you have filled up the form HONESTLY
- if you LIE on your form, you are telling lies to your DEPENDENT.
- buy from a company with which YOU are comfortable
- FIRST buy term insurance, then surrender old shit that you have
- If you have 3 policies from 3 companies, ALL 3 of them will pay full amounts
- this is NOT life insurance, it is “Cash flow insurance” so you need it ONLY till you have EARNED INCOME…
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