How much of life insurance do you need?
Insurance agent: Sir you need 15-25 times your income. As your current income is Rs. 50,00,000 I would suggest about Rs. 7.5 crores of income.
Very good. A 55 year old man is being pitched about 4 crores of insurance (assuming he negotiates). Premium Rs. 3L per month.
How much medical Insurance do you need?
Insurance agent: About Rs. 20L.
Comment: Amusing. He is the father of a budding doctor 🙂
How much accident insurance?
Sir it is very cheap please take it for rs. 3 crores.
This man was having fun with a bank RM who had targets to meet. So after all this conversation he turned to her and asked:
How much is your income:
She said : Rs. 14-Rs.20 lakhs sir
He said: show me a term insurance of Rs. 3 crores, Medical …etc. and I will match it penny for penny….
Of course she did not show up.
Fair offer no?
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