In finance (as in life I guess) I do not know why people ask AFTER the event is over. You need to ask BEFORE you invest in say a ULIP (it is not so bad in a mutual fund, an exit is possible after one year, without load). A ulip pension plan / a regular […]

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http://nblo.gs/ZhbWj  here is an article by Balakrishnan….about PSU banks ..must read. The Regulator has such amazing protection schemes for the banks..that you will not even believe it. Hospitals are treated as REAL ESTATE business and hence charged 14.5% interest rate per annum. Now the same thing is applied to somebody trying to run an Geriatric […]

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1. If you wish to accumulate wealth through investing, please realize that the investing pot comes from giving up consumption – in the initial stages at least. If that hurts, wealth accumulation is very difficult. 2. If you or your somebody else in the family spends money to show off you are not likely to […]

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We still do not know what happened at the banking conclave…or the ‘Gyaan Sangam. Hopefully some manthan must have happened and some amrut may have flown… What he spoke at the Icici function was 1. use cashless transactions – that will reduce black money. Fantastic. Since Na Mo cannot bring back that small amount lying […]

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Here is the annual report for 2014…read on…if you are not bored… Total number of posts in 2014: 489 new posts…taking the total archives to 3403. It will take you 1 year to read them all if you read 10 posts a day. Best day still is a day in 2011 when I posted the […]

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Sadly there is not enough social research in this country…and for people like me that is bad news. I have no clue what retirees do in their leisure time. Seriously no clue. So I have to observe 5 people and assume that the rest of the population does exactly that. Right or wrong – nobody […]

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Here are some CONTRARIAN suggestions for the new year. Everybody is going to tell you – set goals, chase them, do SIP, ….great listen to them for sure. Here are somethings that you must do to get a better life – most are self explanatory, but some of us have come too far off from […]

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