I had promised a few days back…that I will comment on the SBI ad for life insurance. Let me take the first 3 points today. Let us see: a. did we not know it before we saw the ad? b. Does it say anything new? c. Does it say how to react? Well read them […]

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no clue whom to thank …for this lovely forward that i got…. From an internet forward: An Obituary printed in the London Times – Interesting and sadly rather true. Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how […]

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Continuing the SBI advertisement…where it says 4. Find out whether it is a Single premium or a Regular Premium: Also be aware of some agents who have sold regular premium – by saying “Sir…this is Single Premium every year”….they explain regular premium as ‘payment that have to be made regularly during a year…’ LOL. Single […]

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  One person named Nitin had written the following in the comments section of one of my posts. My comments are in block letters. Have not changed much – a little comma or a full stop perhaps, but the meaning is captured in full. Nitin: Well Investing for retirement you kill yourself everyday as it […]

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read this and the other connected stories… http://www.bloomberg.com/news/2012-10-22/hunger-stalks-my-father-s-india-long-after-starvation-banished.html

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The Dow is doing well – and people are wondering why! – and nobody is sure why. Cannot blame the American investor / saver. Let us look at what are his options 1. Government debt /Gilt: clearly the yield is a huge challenge. If your money doubles in 72 years while your cost of living […]

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When people tell me Retirement Planning is simple, I tell them the following. Of course it is simple, all you have to do is the following: 1. Estimate how long you will live. 2. Did not start investing when you were 25, 30 or 35? Now you are 54 and worried? Simple save about 35% […]

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