Who is smarter – the Gujju taxi driver of New York or the Heads of American and European banks?

You guessed it…here is a joke..

A naked woman got into a cab late night….the driver kept staring at her without starting the cab.

The woman got irked and asked ‘Have you not seen a naked woman before?’

He said ‘Maam I am not staring at you…just wondering whether you have the money to pay the fare’…

What did the American and European banks not do what the Gujju driver do?

‘Assess the repayment capacity BEFORE taking exposure!!’

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