Markets in the country are going through a bad phase for sure. However, it may be an opportunity to buy if you are optimistic. The main worries are – 1. There is a large sales force today far, far divorced from the end customer! 2. In the previous bear market the sales force (brokers) were […]

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When I started blogging I found this as a good medium for writing about charitable giving. Many friends, classmates, relatives had monies coming out of their ears and seriously did not know what to do. The Audis had been bought, the beach house (a 5 BHK should be called a house orĀ  palace, I know […]

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