I met a father who has started a sip for his son at the son’s age of 10. Not bad, but let us take the example of a Dad who starts a SIP for his son at the son’s age of 0. Of course there are such parents…and their names are Parekh, Mehta, Kothari, Maheshwari…and […]

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Once your book goes into print, you suddenly find more material which should have gone into the book! Here are some Retirement blunders… Postponing Retirement Contribution: But Subra I am only (!) …why should I start so early? Good question. Try playing catch up at 50, retiring at 55 and living till 95. He guys […]

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When I say Millionaires I mean US $ Millionaires – which means these people have liquid net worth of at least Rs. 7 crores (as I know it)..could be more, and does not include their primary residence for sure. That itself could be upwards of 4-5 crores depending on where they live in Mumbai (most […]

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The REIT IPO by Embassy Office Parks would have been fully subscribed by the time you read this, so this article is not likely to be of much use, but here are my 2 cents. Caveat: I have not invested, and will not be putting my money in this IPO. You must perhaps know that […]

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After being in business for almost 2 decades some companies have realized that term insurance is profitable after all! However, knowledge does not lead to wisdom. Wisdom leads to knowledge seeking! So people like me have gone around the country saying “Term insurance is good” so the life insurance industry has some 20 varieties of […]

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What makes value investing and contrarian investing difficult is the fact that we are social animals and want to hear what we think. We love to be a part of a crowd – and preferably be an important part of the crowd. This makes being a contrarian difficult, and it may be rewarding – however […]

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If a website, app, bank RM, or IFA tells you that you cannot manage your own money the way MF can, remind him/her/it that there have been many cases of …..well read on. At the end of the day, it is a guy like you and me who is buying/ selling for a big fund […]

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