Since 1841 when Charles Mackay published his still read amazing best seller “The Extraordinary Popular Delusions and the Madness of Crowds” people believe that there is a pattern to human madness. That is great, and maybe right too. However, the worst delusion is that they believe that by watching closely, they will be able to […]

One of the worst things you can do in personal finance is forget the word ‘personal’. What return a person needs to get (will get is same for all of us ONLY in each asset class) depends on that person’s inflation. Many people forget that inflation is as personal as fingerprint or worse, blood pressure! […]

In 1988 I flew to attend my sister’s wedding in Chennai. I paid Rs. 5000 for a return ticket. In 2016 I went to attend my nephew’s wedding in Chennai I paid Rs. 5000 for the same ticket. That is what competition does to pricing. However competition does one more thing – it kills the […]

The best answer that most of us can give is “I do not know”. However, given the caveat, let us look at where it could be headed. Currently the market is assuming that NaMo will win and therefore the status quo will continue. The 38000 Sensex (could it be 39000 by the time the results […]

No. This is not a paid review…he did it on his own. Of course I asked for a review…I must thank him for reading it in detail and giving me a feedback. For those who do not know him..he was a fund manager and is now an Investment Adviser and runs his own blog http://www.asksandipsabharwal.com  […]

Here – a reader who bought and read “Retire Rich: Invest Rs. 40 a day” in ONE SITTING…had the following things to say..I am not commenting on this because it is already 1300 words! Thank you Balaji…I have not edited it…his views, his words…   Medical Insurance: Most working professionals just rely on the insurance […]

thanks to all of you…I now get recognized all over the country. So thank you once more. here is the feedback on amazon that has been given by a few well-wishers..