What drives you? or What chases you? When you go on a journey which (you know) is going to cost you Rs. 2000 do you ever travel with just Rs. 2000? I am sure you do not. I would have Rs. 5000 cash. A debit card, a couple of credit cards…just in case. Now when […]

When Mr. D called me in 2019 I was surprised that he had my number. He prodded me and reminded me that he had called me in 2013 and had spoken to him. When an Investor calls me for asking some question…I am a little vary. I have no clue on who is at the […]

People invest in such schemes…and what they look at a) size of the shop b) so many people are also investing c) Is this not stupid? do you know whether it is their own shop or rented? Do you know whether the many people coming there are literate or illiterate? I am becoming a big […]

Most of us earn money and we have a surplus which we need to invest. Either we know how to invest or we pretend to know how to invest. Mostly it is the latter. People went and opened an account in Punjab and Maharashtra Cooperative bank. Now the bank is dead. Well almost dead. At […]

Investing is not like running a marathon, like cooking, it is not a sport – it is managing your emotions. It is a battle that you have with yourself. Conquering fear – as well as over optimism is the key to take the middle path. It is not easy, because of the chemicals in your […]

The Indian investing story of 2017, 2018, and 2019 is surely the SIP story. Thanks to the IFA community and the AMFI campaign of ‘Mutual fund sahi hai’ the SIP story of India got traction and is rocking. Whatever happens to the market  Indian retail investors are pumping in Rs. 9000 crore into the market. […]

There is always risk in the markets – Equity or Debt or Job. Funnily it is risk which gives us the opportunity to buy. We just saw the quarterly results of Indigo. Obviously it was not good and the share has gone down from  1800 to about 1500. Maybe it will go down even further. […]