Just met a 70 year old man from our community. Interesting case study and pretty scary. So fasten your seat belts, and have a sip of water before you start reading this. Here is a man, not very educated (undergraduate) living in a nice house given to him by his wife’s brother. This man started […]

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Once upon a time there was a frog in a pond. Obviously like the porverbial frog in the pond, it did not know too much about the world outside. One day the frog got a Rs. 5 coin (when my Grandmom told me the story it was a 0.50 Re coin, but lets adjust for […]

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For me the year 2013 was a dramatic trading year. Very different from my normal years – paid much more brokerage in 2013 than I did in 2012. No not cribbing about my broker’s earnings – he did EXTREMELY well unlike many of his colleagues who closed down. It was really a terrible year for […]

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  Most people get married because they are in love. Well that is not such a bad thing, I feel. However along with their thoughts, their finances too get married – and ha that is tough for some people to handle. Unlike the Americans we do not do pre-nuptial agreements, but unlike Americans we do […]

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If you are an investment adviser do you ask your clients the following questions. Conversely, if you are a client does your financial adviser have the guts to ask you the following questions? These questions would show how deep your relationship is… 1. When it comes to money what concerns you? And why? 2. Do […]

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We must thank the Americans for many good things that they have given us – of course for a price. Right from the fantastic technology platforms, Facebook, etc. etc. On the other hand we must also know what huge damage they have done to the whole world. The damage that they have done and continue […]

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‘Subra I really feel I should have met you 30 years ago and my life would have been different’….. ‘Subra I wish you REALLY my father….my REAL father does not allow me to invest even my OWN MONEY. ‘So lucky Subra I met you when I was 22, my SIP is now 5 years old! […]

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