Zen or being conscious of what we are doing is a very nice thing to know. So whether you are eating, doing exercise, or even watching television, give it your 100%. Like Swami Vivekananda says ‘Concentration’ is the greatest strength of a student. And we are students for a life time, right? What happens when […]

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When you are an amateur investor you MUST know what mistakes to avoid. When you are a pro you need to make great moves. This is the reason why at Subramoney I keep writing about critical mistakes, ordinary mistakes, general mistakes to avoid….here is another list… 1. Taking credit cards that you do not need: […]

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This is a difficult question to answer, and I have never been able to reply to this question. Never. Well at the outset let me clarify, I do not run a marathon (distance 42.1km) but run half the distance (21.04). The word Marathon is so abused that 3km runs are called Marathon. It is almost […]

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I am not sure whether the Internet and especially Google have done harm or good for the investing community. I see a bunch of self styled (or even qualified with great sounding and little meaning degrees) take some anecdotal examples and write about personal finance. I daresay that personal finance, portfolio management, investing are the […]

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Stocks and Shares What is a stock / share ? A share is a share in the share capital of the company. A shareholder is a part owner of the company, there fore has voting rights. He is entitled to a share of the profits of the company after all the other claim holders including […]

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A new agent joined a private life insurance company. He took about one month to start and then started blazing all records in sales. Like they say “Din Dhugni raat Chougni” sales was happening.   He was brilliant, absolutely brilliant. His immediate manager wanted to go with him on a sales call – one does […]

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does HSBC have a cash flow problem? should u withdraw your money if you have say Rs. 50L sitting in your bank account? I have friends who have their accounts with HSBC…if they call up what am I going to say? FRANKLY I do not know, i do not have an answer…but please read on […]

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