I am myself not so sure whether I have done such a post. However being a consultant, a sales person and a trainer is really an unfair advantage for being a blogger / author. I normally deal with people in the wealth category – people wanting to invest. When somebody wants to borrow, I am […]
At the outset, a happy diwali. Will I lose an opportunity to highlight risk during diwali? Here is a repeat post – had posted it a couple of years ago…and here it is..once more! I have been bursting crackers now for a few decades and obviously have some ‘cracker’ wounds, but nothing serious. About 3 […]
Reposting this article after 4 years….as my daughter understood personal finance in class 4…. I had got Amar Pandit’s book for Children. Here is my daughter’s understanding of the book. She is in 4th standard, Apeejay School, Nerul, Navi Mumbai..here it is in her own words. I had posted a part of the article earlier […]
In every class on retirement planning one question which I always get a wrong answer is: “Will you buy big assets like house, car, etc. AFTER you retire?” It is met with an “obviously no. why do you even ask”. Well the obviously no is said and ‘why do you even ask is in the […]
Why do people not invest in mutual funds? Well I am sure that the world is willing to pay a huge price to get THE CORRECT ANSWER. Sadly there is no single answer. but let me make an attempt. 1. Mutual funds do not have ears: Have you see any mutual fund ever asking […]
Some of these things I tell my clients, and they are not too happy listening to this stuff…so let me enumerate them: 1. Managing your own money is very easy: No nobody believes this. Most people believe that managing money is a very complicated process and is a great amount of mumbo jumbo. If you […]
I have always felt and said that for every person there are 2 dates of retiring / resigning. The first day is when they MENTALLY resign/ retire and the second day is when they actually do so. Recently a few people have retired / resigned and the reasons that they gave me are stunning and […]