Recently somebody sent me the syllabus that the Government of India expects a kid in class 8 to know. I mean the syllabus was a part of the National Financial Literacy Assessment Test (NFLAT). Before I saw the syllabus I wanted my daughter to take the test. She is in class 8, has read a […]
If you take the 40-60 year old, the biggest, or the toughest thing that he/ she has done is to buy a house. Especially for those nearer 60 years – their salaries were not so high, so they struggled more. So obviously now they want to make it easy for their kids to live their […]
Here a summary of why I think a comprehensive financial planning session is FINANCIALLY justified by a company. Very few of large employers are offering broad financial education that includes emphasis on personal budgeting and credit management (Fee-based education should be favored, let the employee realize that there is no free lunch – lesson number […]
I have no clue why the 2 religions – Jainism and Hinduism both very tolerant, soft and claiming to be friendly to animals. Many Tambrahms and most Jains consume MILK. Milk is easily the worst thing to have – and the way the animals get treated…is really sad…read on… This is for all my friends […]
A few days ago one person called me and wanted to meet me to discuss his portfolio. He did not send it to me, but started talking about it. I was happy to know that he was contributing to my life by being a customer of ITC and contributing tons to the big mortgage banker […]
The year was 2004. You had just finished your education and had taken up a nice job. You met somebody who made you start a SIP. You were not too happy about it, but somehow you just started. This was in 2005. You filled up a form for Rs. 1500 per month, and sadly […]
Mr. Arun Jaitely made a statement about why interest rates should be brought down. I find the whole argument humorous. With tremendous stupid laws RBI makes it necessary for us to go to banks for borrowing. Let me give you an example. A friend runs a Geriatric Care center. Obviously most of the people who […]