First of all the clarification: A person can choose to want and have less. Choosing to want and have less are not because one lacks money, but one wants some advantages of simple living like the following…. 1. Even if you choose a simple life you are still a consumer, however, you try to escape […]
Long, Long, Long time ago the biggest mutual fund schemes had about Rs. 700 crores. At that time in its wisdom mutual funds were allowed to fix their charges (as recommended by the holy Amfi to the holy Regulator)..and fees was fixed at a maximum of 2.5% p.a. and 2.25 for equity and debt funds […]
tomorrow is this training…SUNDAY… http://www.subramoney.com/2015/05/personal-finance-workshop-on-14-june-2015/
If a blog has been running for 8 years, that itself is great news…that too considering that I make no money from the blog. Not directly not indirectly..the ad revenues surely do not justify the time spent…but hey these are the top stories… http://www.subramoney.com/book-written-by-me/ http://www.subramoney.com/2012/08/children-in-parents-ego-emi-traps/ http://www.subramoney.com/2011/06/investing-books-the-must-read-types/ http://www.subramoney.com/2013/05/simple-steps-to-wealth/ http://www.subramoney.com/2011/09/one-word-that-can-make-you-rich/ funnily no story from 2008, 9, or […]
The equity markets are simple to understand except if you try to use too much intelligence. The markets (internationally) is driven by various factors – macro and micro. The 3 important factors that one speaks of while talking market valuation are Fundamental, Technical, and Market Sentiment. Remember understanding equity markets is very complicated if you […]
I have seen, met, and done some business with many promoters and many bankers. When Raghuram Rajan makes the right noises about NPA reduction, it sounds good. However, at 53 years of age you turn cynical and skeptical about the whole process of bank lending, collections, and monitoring the loan. A real big promoter comes […]
There are many roads to the poor house. Not just for an individual in his personal life but also how a company can to be taken to bankruptcy or the doors of bankruptcy! Let me enumerate what I have seen: 1. Get used to a high spending lifestyle – far beyond what one person on […]