Caveat Emptor ….is of course Buyer Beware…for the readers of this blog… Subramoney.com is a blog run by P V Subramanyam a graduate of Mumbai University. That is the only qualification he has…of course he has passed a few exams on accounting, cost accounting and secretarial functions. He is also trained as a lawyer. This […]
Doctors and Investing part 1 was summarizing the state of affairs of the doctors. Now let us see what they can do about it: 1. Understand that EARNING money is easy. 2. Managing, protecting and growing it is the REAL challenge. 3. Managing means keeping proper accounts, filing returns accurately and on time. 4. Protecting […]
I am sick and tired of hearing the following: * I am too stressed because of my job * My boss expects me to work 7 days a week and 12 hours a day * Travelling in Mumbai (any city) is becoming so difficult * Life in Siachen is so difficult for the army […]
On 19th of July I am addressing a bunch of very smart doctors who have taken part in a competition to reach a particular status. I am doing a very small talk, and will do a long Q n A. I hope they are patient (!!) enough to listen to me..and listen to some unpalatable […]
Fear is one the primal feelings of man. The way fear acted on you when you were 12 years old and when you are 82 years old will be different of course. Some jobs / professions obviously have to deal MORE with fear than others. So an army man in combat or in the borders […]
I met a well qualified man from one of the academic institutions. He is very lucky that he had a stint abroad and far more importantly his father has left him 2 big houses in Cuffe Parade and each house is worth in 2 digit crores. He did not have much cash – but of […]
As a broker I never thought that our exchanges were clean. In fact till NSE came, the other big stock exchange BSE (its name was, The Stock Exchange, Bombay) was run like a private club. We knew that. We never pretended that it was a professionally managed organisation. Never. Then the National Stock Exchange was […]