In almost all the training sessions – whether it is a relationship managers training or a independent financial analyst’s training, one complaint comes through very loudly. It goes like this: “I have a client who invests 5 a month in a mutual fund regularly. However I am under tremendous pressure to sell him a unit […]
The Indian education system sadly lacks any training on financial matters. So whether you are a CA, doctor or an engineer, you actually have no clue on how to plan your personal financial life. THIS ARTICLE is a request to doctors to see an INSURANCE professional of decent repute to understand their complex insurance requirements. […]
I meet a lot of people over the age of 55 – the time when people are looking forward to retirement. Invariably I ask them one question – what are your regrets in life..and the answer (financially speaking) is very interesting… 1. I wish I had done my own business: So many people feel that […]
Well I really do not know the answer. However I can name some of the HNI readers in terms of their net worth. One reader who reads my blog (not sure how regularly) has a net worth of about Rs. 10,000 crores. Now it does not matter that I do not name him I presume. […]
This is likely to be the gist of my talk to Doctors on 19th July, at Hilton Hotel, Andheri, Mumbai Good morning doctors, it is a pleasure to be addressing such a large gathering of doctors. This is the biggest group of doctors that I am addressing. Thanks for taking time to listen to me. […]
There is too much venom these days against the IFA. Not that I have not ripped them apart in my blog, but he/she has a very important role to play. I will try to say some of the things that an IFA can/ should do for the client. Whether they are equipped to, is a […]
Many people with reasonably well off parents and double incomes (however shaky one’s job is) think of themselves as rich. Well if not rich, upper middle class, but make rich choices. At times this can be funny, if it were not so serious. This actually comes from not understanding future uncertainties, return on investments, inflation, […]