A National Level Distributor had suggested 13 funds for a doctor wanting to invest Rs. 17 lakhs. I was intrigued to see so many funds being suggested. He had a simple explanation. 4 of the funds suggested were large cap equity AS THE CLIENT UNDERSTOOD: Franklin India Bluechip, SBI Bluechip, Icici Focused Bluechip, and Kotak […]
What lies do we tell ourselves about our retirement plans? I have a pension by my employer: even assuming that you have a nice indexed pension from the government, be ready for the indexing vanishing in a few year’s time. Once the burden becomes too big the bureaucrats will find a way of reducing the […]
What is a valentine post doing in a financial blog? Well , well, I should have said: Will you be my financial valentine? In this era of boys and girls earning equal amounts, both of them have equal responsibility in managing the money too. Obviously nothing in our education system teaches them this basic skill…and […]
There were a few success stories discussed at the Cafe Mutual Cafi16…here is a story of a guy in abject poverty, he contemplated suicide..but did not do that..and today he is a top IFA. What a success story! I did not edit at all – the language is his… Desire The Dream I, am Sachin […]
CafeMutual put together one of its trade mark shows, and it was a great performance. About 450+ IFAs and other participants turned up, and as usual Prem had been able to get the who’s who of the industry to come – Prashant, Ramdeo, Santosh Kamath, ..among the managers, and many other speakers. I had 2 […]
These are surely difficult times for the investor now. Looks like the Titanic times. There are kids telling you there is a ice berg. However you as the experienced captain of your ship do not know whether to say “Full steam ahead” or to be cautious. You have also read the Titanic story. Well if […]
When Ra Ga urf pappu asks us ‘where are the achhe din’ some of us at least need to tell him that our eyes were blinded, coloured, poisoned, and tied. so the scam of the Congress regime had obviously funded by the bank chairmen from the tax payer’s money. What we need to understand and […]