some amazingly stupid comments appear and I refuse to post them let me put down the posts: Subra this is a great post. We all understand the need for retirment planning…and hence I have bought this………………plan from …………………….company, and it is available here …………………com Come on guys gimme a break. If the name of the […]

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My take on why we do not manage our OWN finances well: there are many things in our lives which are in the ‘to do’ list. And largely we can classify them as follows: Habit must do: brush your teeth, make your bed, take bath, – not terribly exciting, but we do. Pain must do: […]

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I have always been a silent reader of this blog – and have never commented. So here is my rejoinder to the ‘Ideal young couple’ kind of a post that Subra did a few days ago. It took me a long time to write this post, and may not be of great quality, but here […]

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A friend about 10 years younger to me was asking me how does it feel to be financially free..he was planning to quit his job. I explained how his attitude to life has to be a slightly different and he will have to chart a different route…when he popped the question..’How do you feel’. I […]

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I am usually a silent lurker on Subra’s blog, but the flurry of negativity on this post http://www.subramoney.com/2016/04/and-why-this-young-couple-will-end-up-very-very-rich/ just made me want to share my experience with Subra’s readers on how this example is a very much realistic scenario for any person earning an income in India. I am a 33 year old man, married […]

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If you are a millenial you have been inundated by advice, so what?!! here is more…. Your main capital is your professional income: Just too many people are plain lazy in ‘revenue maximisation’ . If you are young, have you got the best qualification that there is to get? If you are a rank holding […]

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A few days ago I did a War and Personal finance, here is the sequel… Whenever I see the portfolio of an army person I am reminded of Napolean’s quote: “He who defends everything defends nothing” – or something to this effect. Give me the portfolio of an army man and I will be able […]

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