Yesterday I did the post on ‘protecting your assets in a second marriage’ – here is the sequel… Apart from making a pre nuptial agreement, you need to protect the interest of the people around you too. If your parents are alive at the time of your second marriage make sure that their interests are […]

Congrats on your decision to get married again! For whatever reason your first marriage was dissolved – death or divorce – you will carry happy and sad memories of the first marriage. You may be carrying scars too, and far more important you may have acquired assets in that relationship. If the answer is yes, […]

All the articles in the financial services industry are written by people who have a vested interest in either the advisory business or in the sales business. By ensuring that you have an adviser there is a good chance that you will be nicely domesticated and beaten to submission. This will ensure that you say […]

When it comes to buying any asset – I am using it loosely there is a tendency to borrow. Borrowing actually helps you immediately by allowing you to buy beyond your means. The problem with most things we buy is that once we buy it, it ceases to hold any attraction for us. That is […]

I sincerely hope that the people who did the guffaws are NOT reading this post. I sincerely hope Vidya Bala and Aarati Krishnan are reading this. It would be fine if ex Journo – IIM A – Mckinsey..Kamiya Jaiswal is reading this post…obviously none of them did it. There are many many many who can […]

I had written an article on this long long ago for www.moneycontrol.com one fine day I chatted with Pattu…and this is another story saying similar things… Never Hold Mutual Fund Units in Demat Form!

‘The bucket theory’ or retirement fund management is easy to understand and I have a few well established and running implementations. The bucket theory is simple – set up 3 buckets of debt, balanced, and equity. Keep emptying one and life will be fine, right? Well not so simple. Lets ask some questions: will you […]