This is arguably the most important financial decision in your life you will ever make! Not too long ago life was simple. You wanted a bank account, you went to a bank. If you wanted to buy shares, you went to a sub-broker (a broker was out of reach till about 15 years back). If […]

I get at least 2 mails a day from people asking me about their portfolios. I can choose to answer them – and my 34 years experience allows me the luxury of being able to answer these questions reasonably competently. However these questions are far more difficult to answer – and only as an IFA […]

There are various sources of getting good quality advice- both paid and unpaid. When you pay for the advice you are more or less sure that the advice is MADE FOR YOU and is not generic like ‘equity is for long term’ or ‘take term insurance’ kinda stuff. One more possibility is finding advice in […]

If really 30% of marriages end in a divorce, I see not enough preparedness from women for that at all. Lets get the facts right. Women have the following disadvantages: Unless they are absolutely brilliant they are not allowed to keep studying and experimenting till age 25 So women take up a career quickly while […]

Caveat: I hold Jain irrigation dvr, Tata Motors Dvr, and of course Coromandel International… Equity markets keep giving you many trading and arbitrage opportunities. We got a lot of arbit opportunities when 2 companies were taken over by Coromandel International – when it took over 2 companies. One was a chemical company and one was […]

John Tempelton believed that you needed to diversify. He was a Jap bull and had a lot of investments in Asia. Warren Buffett has most of his investments in USA – but his favorites like Coke have a lot of operations in Asia and Africa. Some Gurus believe in value investing, some in deep value […]

Let us say you have reached a stage in life that you can afford to retire. I mean physically and financially. Should you retire? I do not have an answer..but an investor with nothing to do is a dangerous animal. He is likely to be tempted to trade. Or sell of some share ‘hoping’ to […]