Too much of debate on whether you should buy a house or rent a house. Lets look at some facts…. A 24 year old takes up a job at Rs. 3L p.a. soon his salary increases to Rs. 6L and he is only 27 years of age. Let us assume for a while that his […]
Now that a slew of new life insurance companies are planning an IPO I am being asked to write on the following topics (for a fee of course): How ULIPs are now better than mutual funds How life insurance commissions are lower than mutual funds How ULIPs can be cheaper than mutual funds How the […]
Investing by itself is scary enough for the common man. Equity and debt products (even if packaged as a mutual fund) are very confusing – we have upwards of 5000 schemes! However it can be downright dangerous with the increasing ‘differentiation’ and ‘complexity’ of many financially engineered products. Many of today’s SIP investors have […]
When I look at my portfolio..I keep wondering..does it really take ‘forever’ for creating wealth? I do not know. Every day I get many offers to ‘double my money in 2 years’ or even better 1200% return..or something of that size. Or even better Forex trade calls where I could earn US $ 565 every […]
Whenever there is a major international competition India fares badly. So we all take out our anger on the politicians. We are quick to say “they do nothing”. Sure. Another way to look at it is to say “Na Mo has only 24 hours..and he has very many important things to do…” So like JF […]
somebody wanted to see this…so posting… http://www.mbnow.in/property/shows/property-hotline/18451/episode/home-finance-simplified-with-pv-subramanyam/2016-10-06-30648
Suppose you want to go from place A to place B. Let us assume that the total cost of travel is about Rs. 600. Will you set out of the house with exactly Rs. 600 in hand? No? how much are YOU comfortable with? Rs. 4000? Rs. 5000? Will you step out with Rs. 5000, […]