Some of the questions which I am asked about the equity markets are downright stupid, but here is an attempt to give some sensible answers: Why did the stock market go up (or down) by 700 points today? Correct answer: Stupid woman, nobody knows the answer to this question, will you stop asking this stupid […]

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Diwali is not the only time that one gets gifts. New year is a good time too! Giveaways, gifts, freebies, promos, diaries, calendars. Every year around this time, it pours in: the pens with corporate logos, chocolates, pendrives, etc. etc. The Christian name of all this is: Bribe. Subtle or otherwise. “Just a pen, Subra” …Just […]

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How deep rooted is this malaise called mis-selling in banks. I am tempted to tell you a story. A friend had come to India – NRI from Down Under. His father insisted that he go to the bank to meet the bank manager. Bank manager started pitching ULIP with 40% returns. Friend politely refused. Banker […]

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For readers of my blog this must come as a surprise, right? Well I do give this advice to a few people, let me tell you who they are: Those with too much debt: For a person earning X amount per year having housing debt of 3X or 4X does not disturb me too much, […]

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Women were groped and harassed in the IT city of Bengaluru. – News item. Now this article is not about the incident, but how each one of us will describe it. Remember, the person repeating the story can (will) add some masala to it, and make it look like a story where EVERYBODY except he […]

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I address doctors about managing their finances. No, I do not talk about the business finance for doctors (hell, nobody has asked me to), but it is personal finance. However, privately many of them have told me that they are always approached for free advice. I guess if you are a specialist you are lucky, […]

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Subra  How was the market in 2016 and what do you think the market will do in 2017? Answer: I quite liked the question about 2016 – I am sure there are enough websites which will tell you that the over all market went down by about 1%, and a few sectors did well and […]

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