Home Finance: Questions and Answers
Sungar: I have taken a home loan. 20 Lakh is the principal amount outstanding. 77 months pending terms/EMIs. Interest component I paid in 2016-17 is 2 Lakh. I will not get full benefit of income tax for interest component as rates have gone down. Please suggest what should I do? Is closing of home loan […]
Valuing an equity share is easy! Part 2
When viewed as zcb (zero coupon bond with a 20 year duration) the share (including the mutual fund scheme with Growth option) looks like a bond that has a high credit quality, awesome liquidity, very low friction, a rising coupon and WE HAVE CHOSEN a very long time horizon. By saying that we will […]
Valuing an equity share is easy!
This is a wrong headline, let me start by making a confession. I was doing ‘equity valuation’ – a sexy topic always for students and even budding fund managers. The purpose of doing this article was that I was suggesting to the class that valuation always starts with the bond valuation – and then you […]
Improving as an Investor part 2 of 2
I did a post on improving as an investor..and this is the follow up post. Read this before you go further Improving Investing skills part 1 of 2 As Mr. Buffett says ‘have an internal scorecard’ – be happy internally with what you are doing. Including investing. If your conviction is right, you can be […]
Improving Investing skills part 1 of 2
Investing too suffers from the same problems as everything else in this gen – too much. We have too many blogs, bloggers selling stuff, bloggers peddling influence, bloggers acting like soothsayers, magazines, channels, …etc. In this cacophony, I can assure you there is NOTHING helping you to improve as an investor. To be a better […]
Regulating the business
Bouyed with the amazing success of the mutual fund industry, the Government of India decided to regulate the food, pharma industry along with the doctors. The start was made with the food industry. So from 1st April onwards, all hotels will have to display in their menu card, the full details of the food that […]