One of the biggest problems for the IFA is the media. The media is full of ‘experts’ who have either a hidden agenda or self aggrandisement as the underlying aim of ‘writing’ a blog or an article in the pink papers. As the client does not understand the whole thing, and as the IFA too […]

Are you financially prepared is good question to ask and almost IMPOSSIBLE to answer! Here is an attempt – and I am sure another author can create a set of 20 questions! Lets see what I think are important: You have a formally written down financial plan: this one thing alone says a lot about […]

The buzzword in India in the BFSI space is ‘Fiduciary’ and its fun. Should a fiduciary attend a training program in a luxury resort, along with his spouse? Obviously the training is just to ‘explain’ the product in congenial atmosphere. Oh, I know how business is done in this world. I love the regulators too. […]

When Virat Kohli leads his boys to a victory at the end he says “our boys need to be mentally tough”. This is so true of sport. Take India’s journey just over 50 years in cricket and we can see ‘toughness’ evolve. While investing too one needs to be mentally tough. This is because when […]

Flipkart has built a good business. No doubt about that. However, it is just a copy cat business and pays AMAZING salaries..more than AMAZON for sure…the head of HR gets a salary of Rs. 35 crores – read it again – 35 crores…here..read on… https://qz.com/876962/no-wonder-flipkart-is-bleeding-these-ridiculous-salaries-will-put-you-in-depression/

What is worrying US, UK, and France? India’s increasing literacy? China’s increasing productivity? No. Neither. both these countries did not realize that there are 2 billion + people who will work on less than a US $ 1 a day and families will live on less than 5 bucks a day. Now this person can […]