Most people who come to my blog or buy my book have an agenda to get rich. And many of us keep saying it is easy, you need patience. Now let me tell you what REALLY happens: Almost all the people I meet are convinced that they should start an SIP Many of them start, […]
this is not a post…just trying to gather what kind of lies do Investors believe? a) lies that they tell themselves: a) i will live by a budget from tomorrow b) i will start a sip from next month…..etc. b) lies that your RM told you: a) this ulip will give 18% return b) […]
So we are at the end of the year and the markets are really going nowhere. The EPS growth is not happening in many companies. So fund managers are finding it difficult to justify the prices or wondering whether to sell. The difficult part is that the fund schemes are continuing to get money and […]
So many people tell me (OMG and I politely nod) …here is what I wish to tell them: Subra, I made money…. a. buy getting ESOPs in my company b. buy buying a house for Rs. 30 lakhs, now it is worth Rs. 90 lakhs and only Rs. 12 lakhs of the loan is to […]
I heard about an ex army man who wanted to sell his flat in Navi Mumbai for a price of Rs. 2 crores. This was in 2013. He did make some effort and the best offer that he got was Rs. 1.65 crores. He obviously did not budge. He was staying in Kerala and had […]
Most of the investor behavior in later years of a persons life comes from poor schooling. Let me take a very very different view of parents, schooling, conflicts…which I THINK are having a bad impact on adult’s behavior. Early school start: Parent’s lifestyle (observing, not commenting) allows kids to have dinner at 9.30 pm, sleep […]