When I see my friends who are still in full time employment, I am surprised how busy they are. They work more than 80 hours a week, hold meetings, they are on email, twitter – maybe it is being managed by somebody else, and they are constantly on a hustle. I do not see them […]

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I have a few die hard fans who may have read all the posts that I have written, and I am really thankful to them. It is not easy to read such thoughts which appear from time to time and which is not really well indexed and tagged. Some of the outcomes of the discussion […]

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It is customary for people to refer to jobs as “9 to 6 jobs” or “9 to 5” jobs. Well it sounds odd, does it not? Why should anybody work from 9 in the morning to 5pm? and then for some more time? Are we productive for 8/10 hours a day? Really in all jobs? […]

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a very old piece and popular too…August 2008…repeating … Insurance – Life or General is largely about answering some questions like “What if….goes wrong”? The fundamental objective of insurance is to provide a means to offset the burden of financial loss. Think of insurance as a premium paid for “transfer of risk” premium. An alternative […]

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Long, long ago when my head was full of black hair and foolish ideas I managed to attend a small meet by the senior Mr. Munjal. When asked by a journalist ‘should I buy Hero Honda shares’ he said ‘all 2 wheeler companies will go through a boom’. He was so right – Hero Honda, […]

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When people hire a financial planner or an IFA/ RIA most of the times they do not know what to expect. Most of the advisers too do not tell them what they should expect. This is not a good situation for a good relationship to develop….so go and ask him this…. Which is your best […]

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So you are 22 years of age and wish to invest in equities, right? Ok make it 32, 43, or 55 – if you are a new investor this post is for you. If you are an existing investor see if you have done these things already or do it now! Welcome to the very […]

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