When I walk into an IFA class, most of the candidates there are over 50. Well make it 45 if you wan’t but what I am missing is the 22 year old advisory professional. That is sad – a poor commentary and a great opportunity. In the USA also the advisory business is ageing. The […]

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Not very long ago – say 500 years ago – survival was the ONLY agenda for most people. If you earned money, you had to be sure that you brought it home. Taking a bath meant going to a river or lake. Eating food was not a given, and anyway you lived till the age […]

Very funny question is it not? A real good and honest fund house should be interested in getting good fund managers and having good performance. It should not matter how much of funds they manage. I expect there to be some consolidation in the industry. A few small fund houses SHOULD seriously re-consider being in […]

Can Growth destroy Value? Is it a complicated question? Yes, it is. A very complicated question, and the answer is going to be complicated. It is perhaps a 5 minute read, but a 30 minute understanding kind of a reply, so read carefully! The average RoE in India should be in the range of 15% […]