When a friend called to tell me “my niece’s husband died of a heart attack…he was 31” I was not really aghast. I see people from various fields and when I see people from media, events, etc. I am stunned (shocked?) or appalled at their life-style. They work amazingly long hours. Staying at the venue […]

When I write articles about rich people – say with net worth of Rs. 10 crores and above – I get comments saying “such people don’t need help” or “you are wasting our time” or “ovarian lottery” he /she has done NOTHING to deserve it. I am not surprised at all. Look at how we […]

This is 31st December, 2019, and I am doing a review of the year gone by, yes, 2019. What gave me happiness: meeting 10,000 IFA all over the country addressing them about their retirement needs. I was thrilled that they all happily responded to their own retirement plan. I was happy that they have set […]

Yesterday on ETNow I was asked which are the best funds to invest for 2019. I almost said I don’t know…but I did name Mirae as a fund house and then generally hid under Index funds and ETF…I am just clarifying that I should have just said “I don’t know” – but media does not […]

When a fund performs well, investors perform well – fair assumption? Well no. When a fund tells you about its fantastic track record over 20 years, what they are telling you is the time-weighted return. Of course it is true. However (other than clients who have died) investors do not behave in that manner. They […]

This is completely my view. Pardon me if nobody else thinks like this. Does not matter, just my views. It is a difficult read, so be patient. If you are a MF investor only (and not interested in picking stocks or market timing, you should happily skip this). In 2016 the Central Banks all over […]

Every place I go to I am asked this question: “With forthcoming elections should we invest now or wait for 2019 election results”. Not only doctors, but common investors (I do IAP too), IFA – almost all of them ask me this question. I reply as follows: When you and your wife want to buy […]